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Checking Accounts

All First City Bank checking accounts offer the following great features! 

 Check Unlimited Check Writing                                                 Check Online Banking with Bill Pay  

Check Mobile Banking with Mobile Deposit                            Check Eligible for Relationship Savings Account

Check First City Bank Visa ® Debit Card                                  Check CardValetTM

Additional FeaturesCity Club Relationship BankingCity Life BankingCity Checking
Refund Service Charge by:

Maintaining a $5,000 minimum daily balance1


Maintaining $20,000 in combined previous month average balances in other First City Bank personal checking, savings, or certificate of deposit accounts (excluding IRA's)

eStatements and one or more of the following:

Maintaining $1,500 minimum daily balance3


10 debit card POS purchases4 totaling at least $200


1 direct deposit4,5 or mobile deposit2 of at least $500 


4 First City Bank online bill payments4

ATM Service Fees Refunded Up to $15 in ATM service fees/ATM service charges refunded2 if one of the above refund requirements are met Up to $15 in ATM service fees/charges refunded2 if one of the above refund requirements are met N/A 
Earns Interest - Rates Check    
IDProtect™ for your and your family6
Cellular Telephone Protection7
Discounted Gas and Gift Cards
Statement Options eStatements with check images8 eStatements8
Service Charge $15 $10 $5

1 Balance must not fall below $5,000 any day of the monthly statement cycle

Per monthly statement cycle

3 Balance must not fall below $1,500 any day of the monthly statement cycle

Posted to your account during the monthly statement cycle

ACH direct deposit through a third party service provider (such as a recurring payroll or government benefit deposit)

Family includes: Spouse, persons qualifying as a domestic partner under the provisions of any applicable federal, state or local law, children under 25 years of age and parent of such natural persons who are residents of the same household.

Refer to Guide To Benefit for complete details of coverage.

Paper statement available for a small fee

 CardValet is a registered trademark of Fiserv Inc. or its affiliates.