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Personal Banking

Personal Banking


Welcome to First City Bank, the oldest independent, locally owned bank on the Emerald Coast and home for all of your personal financial needs.


Personal Checking 

Savings and Identity Protection for you and your family1Interest checking with free nationwide ATMs.

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Savings & Money Market Accounts

A high yield savings account exclusively for First City Bank Rewards Checking or IDeal Checking account customers!

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Certificates of Deposit & IRAs

First City Bank Certificates of Deposit are available in a variety of terms to meet your individual financial needs. 

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Personal Loans

First City Bank can help with all of your lending needs. Whether planning for a major purchase, consolidating debt, or paying for back to school expenses, First City Bank has the right loan for you.

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Rates & Terms

Check out First City Bank's Rates. 

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CD Special 

First City Bank is not offering any Certificate of Deposit specials at this time.  

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